:root{--ink:#161a26;--muted:#535a6b;--line:#d5d9e2;--tint:#e9effc;--brand:#1f4fd1;--brand-dark:#173c9f;--focus:#ffb300;--error:#b3261e;--radius:4px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--ink);font:400 18px/1.55 var(--font),system-ui,sans-serif}
a{color:var(--brand)}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
h1{font-weight:800;letter-spacing:-.015em;line-height:1.15;margin:0}
h2{font-size:24px;line-height:1.25;letter-spacing:-.01em;margin:0 0 14px}

.top{background:#fff;border-bottom:1px solid var(--line)}
.top .wrap{display:flex;flex-wrap:wrap;gap:8px 20px;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px}
.brand{font-weight:800;font-size:20px;color:var(--ink)}
.tag{font-size:15px;font-weight:700;color:var(--brand-dark);background:var(--tint);padding:4px 10px;border-radius:var(--radius)}

.stepper{margin-bottom:22px}
.stepper small{display:block;font-size:15px;color:var(--muted);margin-bottom:6px}
.segs{display:grid;grid-template-columns:repeat(6,1fr);gap:4px}
.segs i{height:6px;background:var(--line)}
.segs i.on{background:var(--brand)}

.step{display:none;border:0;margin:0;padding:0;min-width:0}
.step.on{display:block}
#stop:focus,#done:focus{outline:none}
legend,.q{display:block;padding:0;font-size:23px;line-height:1.28;font-weight:700;letter-spacing:-.01em;margin:0 0 14px}
.help{margin:-6px 0 16px;font-size:16px;color:var(--muted)}
.opt{display:block;position:relative;margin-bottom:10px;cursor:pointer}
.opt input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.opt span{display:flex;align-items:center;gap:12px;padding:14px 16px;border:1px solid #9aa3b5;border-radius:var(--radius);font-weight:500;background:#fff}
.opt span::before{content:"";flex:none;width:20px;height:20px;border-radius:50%;border:2px solid var(--brand);background:#fff}
.opt:hover span{background:var(--tint)}
.opt input:checked + span{border-color:var(--brand);background:var(--tint)}
.opt input:checked + span::before{box-shadow:inset 0 0 0 4px #fff;background:var(--brand)}
.opt input:focus-visible + span{outline:3px solid var(--focus);outline-offset:2px}
.sub{font-size:16px;font-weight:700;margin:12px 0 6px}
.tiles3,.tiles4{display:grid;gap:8px}
.tiles3{grid-template-columns:repeat(3,1fr)}
.tiles4{grid-template-columns:repeat(4,1fr)}
.tiles3 .opt,.tiles4 .opt{margin:0}
.tiles3 .opt span,.tiles4 .opt span{justify-content:center;text-align:center;padding:12px 4px;min-height:52px;font-size:16px;line-height:1.2}
.tiles3 .opt span::before,.tiles4 .opt span::before{display:none}
.tiles3 .opt input:checked + span,.tiles4 .opt input:checked + span{background:var(--brand);color:#fff;border-color:var(--brand)}
.gainbox{border-left:4px solid var(--brand);background:var(--tint);padding:10px 12px;margin:0 0 12px;font-weight:700;font-size:16px;line-height:1.3;color:var(--brand-dark)}
.hint{background:none;border:0;padding:6px 0 0;font:inherit;font-size:15px;color:var(--brand);text-decoration:underline;cursor:pointer}
#ics{display:block;text-align:center;text-decoration:none;margin-top:6px}
.names{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.micro{font-size:14px;color:var(--muted);text-align:center;margin:8px 0 0}
label.f{display:block;font-weight:700;font-size:17px;margin:14px 0 5px}
input.t,select.t{width:100%;font:inherit;padding:12px;border:0;border-bottom:2px solid var(--ink);background:#eef0f5;color:var(--ink);border-radius:var(--radius) var(--radius) 0 0}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:15px;line-height:1.45;margin:16px 0 0;color:var(--muted)}
.consent input{width:22px;height:22px;margin:1px 0 0;flex:none;accent-color:var(--brand)}
.err{color:var(--error);font-size:16px;font-weight:500;margin:10px 0 0}
.actions{display:flex;align-items:center;gap:14px;margin-top:18px}
.btn{flex:1;font:inherit;font-weight:700;padding:14px 18px;background:var(--brand);color:#fff;border:0;border-radius:var(--radius);cursor:pointer}
.btn:hover{background:var(--brand-dark)}
.back{font:inherit;font-size:16px;background:none;border:0;color:var(--brand);text-decoration:underline;cursor:pointer;padding:8px 2px}
.back.solo{margin-top:8px}
.note{font-size:15px;line-height:1.45;color:var(--muted);margin:18px 0 0;padding-top:14px;border-top:1px solid var(--line)}

.callout{border-left:4px solid var(--brand);background:var(--tint);padding:16px 18px;border-radius:0 var(--radius) var(--radius) 0}
.callout b{display:block;margin-bottom:2px}

.foot{border-top:1px solid var(--line);font-size:15px;color:var(--muted)}
.foot .wrap{padding-top:22px;padding-bottom:30px}
.foot p{margin:0 0 10px}
.foot nav{display:flex;flex-wrap:wrap;gap:6px 18px}